
We’re not here to judge – we’re here to help. But we understand that sometimes things are outside your control, such as illness or suddenly losing your job. We know it can be hard to pick up the phone – you might feel awkward, embarrassed or stressed. If you’re experiencing financial difficulty, there are ways to get back on top. What to do when you’re experiencing financial hardship If you already have a home loan, we've put together some practical tips to help you pay off your home loan quicker. Use the borrowing calculator to estimate how much you could afford and what your repayments would be. Read our advice for first home buyers to learn everything you need to know, from saving for a house deposit to searching for the perfect property. Buying a homeīuying your first home is a huge step. You can also set up a notification to let you know when you’re approaching your limit. Read more about managing your credit card. It’s also important to know about your credit card limit, fees and interest. You can use our tool to help you choose the right card for you or compare credit card options. Read tips to boost your creditworthiness.Ĭredit cards can be confusing, so make sure you understand how they work. It’s also important to be aware of your credit rating and your creditworthiness. The better your creditworthiness, the more ways you’ll have to get ahead financially.
Financial health calculator how to#
If you’re considering credit, it's important to understand what credit means, the different types of credit and how to manage it. Understand credit and your creditworthiness Also, learn how interest rates work and how they can help you reach your savings goals. Or become a better saver with these savings tips. If you’re just getting started, find out how to save money for beginners. You can do this by setting up a savings goal in the NAB app. Once you know what you’re spending your money on, you can focus on saving. You can use our budget planner or track your spending using internet banking.įor more hints and tips read about how to save and budget. To make the most of your finances you need to know where your money is going.

There are also many features in the NAB app and internet banking to support you. We have articles you can read, and tools and calculators to help you make informed financial decisions. We can help you build your financial health and better understand your finances. When we maintain good financial health we’re in a better position to handle life's ups and downs.

Financial health is an important part of our lives.
